Life insurance offered by an employer or large-scale entity (i.e. association or labor organization) to its workers or members. Group life insurance is typically offered as a piece of a larger employer or membership benefit package. By purchasing coverage through a provider on a wholesale basis for its members, the coverage costs each individual worker/member much less than if they had to purchase an individual policy. Those receiving coverage may not have to pay anything out of pocket for policy benefits or they may elect to have their portion of the premium payment deducted from their paycheck.
Group health insurance plans are one of the major benefits offered by many employers. These plans are generally uniform in nature, offering the same benefits to all employees or members of the group. We can provide a number of different solutions for your group health plan depending on your business’s individual needs. We also offer group dental, vision, disability, cancer and other ancillary benefits.
Life insurance is a crucial step in planning for your and your family’s future. It can fulfill promises and obligations to your family when you’re no longer living. The death benefit is income-tax free and can be used to cover funeral expenses, repay debt, provide education, pay estate taxes, or any other expenses your survivors may incur. Life insurance may also be used to help ensure that a family business will pass to your intended survivor.
Whether you’re on your own, in between jobs, or have a child that needs individual health coverage, finding affordable health insurance for you and your family can be a challenge. We can provide health, dental, cancer, disability, long term care insurance and more. Regardless of your personal situation, Envision Insurance Group can assist you with your individual health insurance needs.
Medicare Supplements and Part D
Get help with some of your Medicare out of pocket expenses. We can help you choose the Medicare supplement and Part D prescription plan that is right for you. We can provide dental, cancer and long term care coverage as well.