Affordable Care Act

Insurance is required for most individuals in 2021. Open enrollment in the Marketplace starts on November 1 and ends on December 15.

A primary goal of the Affordable Care Act is to help uninsured Americans gain access to quality, affordable health care. Central to this goal is the creation of the Health Insurance Marketplace. Through the Marketplace, eligible Americans will be able to enroll in an affordable health plan to get coverage that starts as early as January.


Health Insurance Marketplace

The Marketplace is a new way for consumers to find health coverage that fits their budget and meets their needs. At the Marketplace, consumers will be able to compare insurance options based on price, benefits, quality and other factors with a clear picture of premiums and cost-sharing amounts to help them choose the insurance that works best for them. Financial help to lower costs is available for people who qualify. Consumers may be eligible for a free or low cost plan, or savings that lower monthly premiums right away.

Our Affordable Care Act Representatives

Carlene Hippen

Carlene Hippen

Life & Health Account Manager

49 Years of Experience

309-683-1100 x2306
Terry Welty

Terry Welty

Account Executive

20 Years of Experience

309-343-1168 x2114

How to Understand The Health Insurance Marketplace

Have You Heard About New

Application and Enrollment

Compare the plans available on Health Insurance Marketplace

Cost Sharing Reduction

Advance Premium Tax Credit