To properly protect yourself from the always present danger of huge awards for auto liability, it is imperative that you maintain the proper level of coverage for your particular situation. If you have any doubts about the appropriate level of automobile coverage that’s right for you, we have excellent plans available through reputable auto insurers, and we will be happy to help pinpoint the coverage best suited to your needs.
The biggest investment most people will ever make is in their home. That’s why it makes sense to protect the sizable financial investment you’ve made in your own home with a comprehensive homeowners plan. Your home purchase is an investment deserving the protection that only an experienced insurance professional can provide.
The landlord of your apartment has insurance, but it probably only covers the building where you live – not your belongings or your liability for accidents. If your possessions are stolen during a break-in or damaged by a fire or severe weather, a renters insurance policy will allow you to recover their value. If someone is injured during an accident in your home, renters insurance will help protect you in the case a liability lawsuit.
Renting your home? Protect yourself with landlord insurance. Your rental property is an important investment and can provide a steady source of income. But all sorts of hazards, from kitchen fires to lightning strikes, could damage your property – and your wallet.
Mobile Home Insurance
Do you enjoy taking your travel trailer or motor home and traveling across the country or just parking it for the weekend at an area campground? You can usually put these recreational vehicles on your auto insurance policy and be adequately protected. However, if you do extensive traveling or own the land where your recreational vehicles are parked, you may need more extensive protection than your auto policy is able to provide.
Whether you are the weekend warrior or a diehard motorcycle fanatic, we can mold a motorcycle policy to meet the needs of the cross-country biker or the off-road enthusiast.
Leave your worries on the shore and enjoy being on the water! Fishing, cruising, waterskiing, or just parking and floating; we can provide a variety of coverage options that can protect your boat, personal watercraft, trailer, and equipment, as well as yourself. Protect your boat and passengers with boat insurance.
Recreational Vehicle Insurance
Do you like trail riding on a 4-wheeler or dirt bike? In most cases, your homeowner’s insurance policy does not protect your all-terrain vehicles (ATV) or the damage they can cause, but there are recreational vehicle policies that do provide this important protection. Protection that allows you to be worry free as while riding your ATV, enjoying the great outdoors.
Aviation insurance is insurance coverage geared specifically to the operation of aircraft and the risks involved in aviation. Aviation insurance policies are distinctly different from those for other areas of transportation and tend to incorporate aviation terminology, as well as terminology, limits and clauses specific to aviation insurance.
Liability claims often exceed the basic limits of liability afforded by an average home or auto policy. These claims, which may result from personal activities or professional or business endeavors, are covered by a personal umbrella liability policy. What if you were found at fault in a major traffic accident? Or what if you were sued for a weather-related mishap on your property – like ice on your driveway? An umbrella policy would have you covered.
Life insurance is a crucial step in planning for your and your family’s future. It can fulfill promises and obligations to your family when you’re no longer living. The death benefit is income-tax free and can be used to cover funeral expenses, repay debt, provide education, pay estate taxes, or any other expenses your survivors may incur. Life insurance may also be used to help ensure that a family business will pass to your intended survivor.
Whether you’re on your own, in between jobs, or have a child that needs individual health coverage, finding affordable health insurance for you and your family can be a challenge. Regardless of your personal situation, Envision Insurance Group can assist you with your individual health insurance needs! We offer affordable health insurance options to Illinois residents that are easy to understand and flexible enough to fit your unique needs.
Special Event Insurance
A special event is defined as an event, such as a wedding, anniversary party, Bar Mitzvah, fair, carnival, exhibition, fundraising dinner or other event of short duration, usually lasting ten days or less.